Program Risk Disclosure

BRAVE & BOLD VENTURES: Program Risk Disclosure

IMPORTANT: PLEASE READ THIS DOCUMENT CAREFULLY AND IN ITS ENTIRETY BEFORE CONTRIBUTING CAPITAL TO THE BRAVE & BOLD VENTURES GROWTH CAPITAL PROGRAM.

Your decision to contribute capital to the BRAVE & BOLD VENTURES Growth Capital Program (hereinafter, the "Program") involves significant and substantial risks. This document is provided to outline the key risks associated with participation in the Program. By proceeding with a capital contribution, you explicitly acknowledge, understand, and unequivocally accept all risks described herein, as well as those detailed in the accompanying General Terms & Conditions (GTCs) and the Loan & Revenue Share Agreement (L&RSA).


1. High Risk of Total Capital Loss:
The Capital Contribution (as defined in the GTCs) made to BRAVE & BOLD VENTURES is highly speculative and involves a substantial risk of loss. There is a very high likelihood that you could lose all or a significant portion of your entire contributed capital. Growth ventures and startups, by their inherent nature, are exposed to substantial uncertainties, evolving market conditions, and a high rate of failure. Your contribution is fully exposed to these inherent business risks, and your Capital Contribution is not secured against the assets of BRAVE & BOLD VENTURES.

2. Not a Bank Deposit, Savings Account, or Regulated Financial Product:
Your participation in this Program is NOT a bank deposit, a savings account, or any other form of regulated financial product or security. Your Capital Contribution is NOT protected by any government-sponsored deposit insurance scheme (e.g., FDIC, FSCS) or any investor compensation or protection fund. This Program is not regulated by financial authorities in the same manner as traditional banking or investment products, and BRAVE & BOLD VENTURES is not a licensed financial institution offering regulated financial services.

3. No Guarantee of Returns, Profitability, or Capital Repayment:
There is NO GUARANTEE whatsoever that you will receive any returns, profits, or revenue share on your Capital Contribution, or that your original contributed capital will be repaid to you, in full or in part. Any statements, projections, or forward-looking information provided by BRAVE & BOLD VENTURES regarding potential growth, revenue, or returns are based on current expectations, assumptions, and market analyses, which may not materialize. Such information is illustrative only and is not a guarantee or prediction of future performance or financial results. Past performance of any ventures or projects associated with BRAVE & BOLD VENTURES is not indicative of, nor a guarantee of, future results.

4. Repayment Entirely Dependent on Business Success:
Any potential repayments of your Capital Contribution and/or distributions of revenue share are entirely and solely dependent on the future operational success, financial performance, and liquidity of BRAVE & BOLD VENTURES and the overall performance of its underlying Brand Dynasty Ecosystem. If BRAVE & BOLD VENTURES fails to generate sufficient revenue, experiences financial difficulties, or becomes insolvent, you may lose your entire contribution and receive no repayments whatsoever.

5. Illiquidity of Contribution:
Your Capital Contribution is highly illiquid. There is currently no established secondary market for trading, selling, or transferring your contribution interest. You should be prepared to hold your contribution for an indefinite period, potentially until the terms outlined in the Loan & Revenue Share Agreement (L&RSA) are met, if at all. There is no guarantee that you will be able to exit your contribution or recover your funds in the short, medium, or long term, or at all.

6. Dependency on Management and Key Personnel:
The success and performance of BRAVE & BOLD VENTURES are significantly dependent on the experience, expertise, strategic vision, and continued efforts of its management team, particularly Malik Loga, as well as other key personnel. The loss of any key personnel, or a change in management strategy or execution, could materially and adversely affect the business and, consequently, your potential for any repayments or revenue share.

7. General Business and Market Risks:
BRAVE & BOLD VENTURES operates in dynamic, competitive, and rapidly evolving markets (e.g., Direct-to-Consumer (DTC) e-commerce, the "Higher Self Economy," and AI-driven solutions). Risks include, but are not limited to:
* Intense market competition and the emergence of new competitors.
* Rapid technological changes and the need for continuous innovation.
* Changes in consumer preferences, demand, and market trends.
* Regulatory shifts or new legal frameworks in the UAE and other relevant jurisdictions (e.g., consumer protection, data privacy, e-commerce, financial regulations) that could impact operations.
* Economic downturns, inflation, or geopolitical instability.
* Operational challenges, including supply chain disruptions, marketing effectiveness, and talent acquisition/retention.
* Brand reputation risks and intellectual property challenges.

8. Importance of Independent Professional Advice:
You are STRONGLY ADVISED AND URGED to seek independent legal, financial, tax, and investment advice from qualified and licensed professionals in your jurisdiction and in the UAE before making any decision to contribute capital to this Program. Do not rely solely on the information provided by BRAVE & BOLD VENTURES. It is your responsibility to conduct your own due diligence and ensure you fully understand all terms, conditions, and the significant risks involved in this Program.